RV, motorhome, and travel trailer insurance protects you from driving your motorhome cross-country to pulling your travel trailer to your favorite campsite. Mosaic Insurance Group has policies built to protect you and your RV in almost any situation.
This coverage protects your vehicle if damaged in an accident. There are different pieces to the coverage on this policy liability:
Liability: Liability is required by law if you drive a motorhome. However, you have the option to carry liability on your travel trailer since it is pulled by a motor vehicle. Just make sure you have liability coverage on the vehicle that pulls your travel trailer.
Comprehensive: This coverage protects you against events beyond your control: collision with animals, vandalism, theft, fire, glass break, and weather-related events.
Collision: If your trailer is damaged in an accident and you are at fault, there is coverage to repair the damage minus your deductible.
Uninsured and underinsured motorists: This coverage can be selected or rejected. This is coverage if you get hit by a driver that has no insurance or not enough insurance to cover your injuries and damage.
Medical Payments: covers medical bills for you and your passengers, regardless of fault, for your motorhome. There is no medical payments coverage for travel trailers.
Extra RV coverage options are roadside assistance, total loss replacement, vacation liability, full timer’s liability, loss assessment, emergency expense coverage, pet injury coverage, roof protection plus, and pest damage protection.
If you have no idea where to begin, call and speak with one of our licensed experts. Request a quote today and we will get you coverage to fit your unique needs!